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How to Buy an Annuity

With the financial markets in complete turmoil – the S&P and Dow both closed below their 1997 lows today – many investors are asking where they can safely put their money, or even grow it, after they have been burned by so-called safe investments and strategies. Buy-and-hold investors have watched their wealth disintegrate as they’ve held the so-called ‘blue chip’ stocks like General Electric, Pfizer, AT&T, Philip Morris, and Citigroup all fall to fractions of their 52 week highs; and more conservative bond investors have found their portfolios crushed by bid/ask spreads that are wider than ever or else declining mutual fund NAV values, as once AAA-rated companies and securities find themselves tiptoeing toward junk credit status and a price to match. Now more than ever, investors want simplicity, transparency, and stability, which makes it a great time to be selling annuity products to the millions of Americans who really want to buy annuity products.

What is an annuity? An annuity, in a word, is a series of payments made from one party to another for some period of time, usually as a fraction of some principle amount. In the case of annuity products, a saver will give the salesperson a certain amount of principle in return for a steady stream of income that usually will last until death or at very least until the principle has been repaid (in inflated, future dollars.) Since many fear outliving their money, guaranteed income until death is an attractive insurance policy, and is a risk that the sellers of annuities are willing to take, as the amount of the annuity takes the ‘risk’ of someone living to be 120 into account. Within the annuity universe, there are different types – fixed and variable, leveraged and unleveraged – each of which are tailored to meet a different kind of saver’s needs.

You could be making a lot of money by selling annuity products to anyone planning for retirement. Since the cost of providing the annuity payments is viewed as more or less fixed according to actuarial tables, the commissions associated with the sale of an annuity product are on par with any other insurance policy commissions, with the caveat being that principle amounts regularly exceed $500k, translating into whopping commissions for you and a great deal of comfort and security for whoever it is that chooses to buy annuity products from you.

Selling annuities is a great for you to make good money while providing much-needed peace of mind to savers who have watched their fortunes collapse.

Off shore banking, tax free and easily accessible

January 28th, 2009 Posted in finance Tags:

The world may be just outside your backyard, but it’s a great place to do business.

We live in an international marketplace. The globe today is a smaller place. Companies can connect across the globe instantaneously, building business assets that aren’t contained within a single country or region. As businesses now optimize labor and cheaper resources from specified locations in the world, a company should also optimize its asset protection through off shore banking. Help yourself make the most of out of other country’s tax laws, protecting your assets.

Let’s face it. Your assets are considered “open game” within your own country’s tax jurisdiction. The more you accumulate the more taxes they’ll want out of you. Those are your assets, money you’ve earned through your qualified success. Why leave it out in the open for the government to take what it can?

Right now you could be optimizing the tax codes of those provinces and countries that will benefit your assets the most. Studying the tax structures of numerous governments, and through a strategic portfolio, shelter your money in the countries that will tax it the least. Value your money and don’t put it at risk, housing it in stable international banks with little to no taxation.

Through an offshore corporation, you can diversify your personal or corporate banking, giving you more options and standards to better utilize it on demand. Increase your banking possibilities by maximizing your options and advantages. Open new doors in the international banking community, giving your company the leverage and the influence to compete in the market on a global scale. With these opportunities, your business can have that global international edge, opening you to new markets, assets and opportunities.

Protect your money. Nobody likes paying taxes, but you can make sure you pay as few taxes as possible. Isn’t it time you start keeping more of your money, while giving you more options to access your assets. Off shore banking is a well-kept secret in the international business community, providing real benefits to those who know how to optimize its strategies. Let’s begin today. It’s your world. Make the most of it.